These conferences are currently available on a FREE basis thanks to www.freeconference.com -- but note that "FREE" only covers the cost of the conferencing bridge; it does NOT cover the cost of your long-distance charges (if any) to the conference phone number.

If you already have unlimited long distance in the United States, then the conferences won't cost you a penny extra! If not, look for an inexpensive way to dial into a US phone number (usually this number is based in California, but not always). 

In any event, you won't pay more than what it costs you for a long-distance phone call to the United States. And with the way international phone rates have dropped over the past several years (especially using calling cards and other new, innovative services), there are often some surprisingly inexpensive ways to do that.

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To some degree, you can join a Millionaire Challenge at any time: simply join the forum, start a personal progress thread in the Incubator section, and update your thread daily with your progress.

To be a full participant, however, you need to join in the run-up to the beginning of the new calendar year. If you happen to miss the time window, you can still make new friends and get your feet wet by joining the forum. It may also be possible to join a Challenge during the year -- but only by special approval to persons who've demonstrated their commitment through participation in the Incubator section.

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Think of it a bit like visiting or joining an actual club. When you walk into a face-to-face meeting, although most people won’t meet you for a while, you wont remain 100% anonymous for very long (at least, hopefully not!) And usually, the leader or moderator of the group is one of the very first people you meet.

In our case, the Community Facilitator (that would be me) uses your personally identifiable information for the following purposes:

1) To maintain high community quality. When people are required to submit a real name and verifiable working phone number, this goes a long way towards filtering out the potential troublemakers. It’s also a safeguard for existing members for the community facilitator to have such contact info. For example, if one member were to defraud another member in a long-distance business dealing, the dishonest member could be tracked by authorities via the telephone number submitted at registration. In addition, this requirement makes it more difficult for any banned persons to return in the future under a different guise.

2) The Community Facilitator seeks to maintain a listing of members with contact info. This allows another means to contact you if need be. For example, if your email address is bouncing emails, or a matter of dispute between members has arisen, the Community Facilitator might wish to contact you via telephone. The Community Facilitator might also contact members on occasion simply to ask how they’re doing, whether they have any questions or need assistance, et cetera. Rare, but not completely impossible. Might happen once or twice in a year. This is, after all, a community.

At the present time, the existing Community Facilitator is the only person who has access to your "real-life" information. It’s possible we may add one or more assistant facilitators in the future; for now, that possibility remains only that -- a future possibility.

Here’s what we don’t use your signup information for:

• We won’t pass it on to third parties, unless we should be required to pass information on to appropriate law-enforcement authorities in the event of an investigation. In which case, please don't sign up in the first place.
   
• We won’t sell your information to others.
   
• We won’t contact you to provide, sell or advertise goods or services. Possible exception: I might at some point in the future mention or otherwise offer exceptionally helpful materials in the context of a helpful, inspirational email that I send out occasionally to forum members who wish to receive it. Such email does get sent, on an occasional basis, which generally means "when I am inspired by a bolt of lightning." Currently this happens, on average, probably every two or three months. If it gets annoying (unlikely), you’re perfectly free to unsubscribe at any time.
   
• (NOTE: There is currently NO advertising of any kind in this occasional email, and no actual plan to put any there. Just keeping possible options open!)

All rules are subject to change; if the rules change you’ll have the opportunity to discontinue your relationship with Millionairesville.com if you find any such changes to be disagreeable. In fact, you may discontinue your relationship with Millionairesville.com at any time; we likewise reserve the right to prohibit any person from joining or to bar any person from future participation in the community, for any reason whatsoever or for no reason at all.

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Absolutely. You are required, however, to post under a nickname. In other words, there are no "Guests" in the forum.

You are not required to divulge your real name, email address, or telephone number to other regular members of the forum, just as you don't have to give your name and phone number to everyone when you go to most face-to-face meetings. (Often you are required to register with a conference or meeting organizer, but that's different.)

Other members can email you through the forum using the nickname you provide; but your email address remains completely invisible throughout this process, unless you've chosen to share it. Similarly, telephone conferences take place in a way that does not reveal your phone number to other participants. (A partial number may be revealed to whoever organizes the telephone conference, which is usually the Community Facilitator or leader of the MMG).

In actual practice, just as in a real town, people often end up forming acquaintances and small groups where names and phone numbers may be exchanged on a person-to-person, case-by-case basis.

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Here's a personal rant: This is one thing that bugs me about a lot of forums out on the internet: they have these little clauses that say, in effect, "We can take anything you post in our forum and publish it and make a few bucks off of it."

We do NOT claim copyright to anything you post in the forum, unless you’ve been hired by Millionairesville.com and are creating or posting materials as an employee or contractor of Millionairesville.com.

What this means is: If you should post in the forum for a year and think, "I’ve said a lot of great stuff that I could compile into a book," you’re free to go for it. All your posts belong to you.

You DO, however, give Millionairesville.com the license and right to reproduce your forum posts in the forum, in the original thread where they are posted or as they may be moved by the administrator or moderator to a different location, in the sole discretion of the administrator or moderators.

In other words, by submitting a post to the forum, you give us the right to "publish" your posts in the forum, and you agree that any such posts are subject to being moved, edited or deleted by the administrator and/ or moderator(s).

That’s pretty straightforward.

Please note: You do NOT have the right to reproduce the posts of other people without their permission, even though they may be posted in your personal thread. So if you wish to publish a conversation that took place in your progress thread or someone else’s, you’ll need to gain permission from the other party first in order to include his or her posts.

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Great question.

While some of our citizens are indeed interested in gaining enough money to feel comfortable buying things like Rolls-Royces and large estates at some point in the future, mostly we are currently far more focused on the more strategic matters of wealth accumulation:

• Building cash reserves
   
• Getting and staying completely clear of personal debt (especially credit card debt)
   
• Owning our own homes
   
• Building businesses and/ or adding to investments
   
• Gathering wealth that will work for us and help us gain lasting financial security
   
• Having an abundance that we can also use to help others

Many expensive items (however nice) will most likely depreciate and require big maintenance costs. When this happens, such purchases act as consumers of wealth rather than contributors to it. This may not be the best deployment of our resources.

Simply put, while we’re also committed to having fun, we’re serious about creating lasting financial security; serious about the ways in which we build, conserve and use financial resources. 

If you're serious too, and an honest and decent candidate for Millionairesville citizenship, we'd love to have you as part of our community. Click here to join! 

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